Login Smart Borrowing Loan Against Securities (LAS): Get Cash Without Breaking Your Investments PV Priyam Verma Founder & Portfolio Partner, V-Mint Capital | AMFI ARN-360741 One of the biggest mistakes an investor can make is selling their best mutual funds or shares just to meet a short-term cash need. Selling your assets pulls your money … Read more
Login Strategic Allocation The Core-Satellite Matrix: Advanced Mutual Fund Investing for HNIs PV Priyam Verma Founder, V-Mint Capital | AMFI-Registered Mutual Fund Distributor A common misconception in retail finance is that higher returns exclusively require taking on massive, unmitigated risks. When High-Net-Worth Individuals (HNIs) shift from basic savings to advanced mutual fund investing, they rarely … Read more
Login Portfolio Architecture The Anatomy of a Professional Mutual Fund Portfolio Review PV Priyam Verma Founder, V-Mint Capital | AMFI-Registered Mutual Fund Distributor For most successful professionals, wealth accumulation happens organically but chaotically. Over a decade of earning, you may have accumulated tax-saving funds (ELSS), thematic funds recommended by friends, and legacy investments sitting in … Read more
Login NRI Wealth Management The NRI Guide to Indian Mutual Fund Taxation, NRE/NRO Routing & TDS (FY 26-27) PV Priyam Verma Founder, V-Mint Capital | AMFI-Registered Mutual Fund Distributor India is currently executing one of the most compelling wealth-creation cycles in global history. For Non-Resident Indians (NRIs) looking to deploy Dollars, Pounds, or Dirhams into … Read more
Login Global Capital Tracking Navigating Cross-Border Wealth: The NRI Guide to Indian Mutual Fund Architecture PV Priyam Verma Founder, V-Mint Capital | AMFI-Registered Mutual Fund Distributor The Indian equity market presents one of the most compelling geometric growth stories of the decade. For Non-Resident Indians (NRIs) earning in Dollars, Dirhams, or Euros, deploying foreign capital … Read more
Login Fixed Income Strategy Beyond the Slab Rate: Why High-Net-Worth Investors Choose Debt Mutual Funds Over Fixed Deposits PV Priyam Verma Founder, V-Mint Capital | AMFI-Registered Mutual Fund Distributor Following the removal of indexation benefits, many retail investors mistakenly assumed that Debt Mutual Funds had lost their edge against traditional Bank Fixed Deposits (FDs). Because … Read more
PV Login Tax Architecture The Mathematics of Tax-Loss & Gain Harvesting: Adding Alpha to HNI Portfolios PV Priyam Verma Founder, V-Mint Capital | AMFI-Registered Mutual Fund Distributor In the realm of institutional wealth management, it is not just about what your portfolio earns—it is strictly about what you get to keep after the government takes … Read more
Login Portfolio Architecture Portfolio Clutter: The Hidden Risk of Over-Diversification in High-Net-Worth Wealth Management PV Priyam Verma Founder, V-Mint Capital | AMFI-Registered Mutual Fund Distributor Diversification is the golden rule of investing—until it becomes detrimental. One of the most common critical errors we observe when auditing portfolios for High-Net-Worth Individuals (HNIs) is the presence of … Read more
Login Strategic Tax Architecture The HNI Guide to Passive Income: Why SWPs Outperform Dividend Strategies PV Priyam Verma Founder, V-Mint Capital | AMFI-Registered Mutual Fund Distributor For decades, the standard advice for retirees and high-net-worth investors seeking passive cash flow was simple: invest in Dividend Yield Mutual Funds. However, recent shifts in Indian tax legislation … Read more
Login Wealth Perspectives The True Cost of DIY Investing: Why High-Net-Worth Individuals Choose Professional Asset Management PV Priyam Verma Founder, V-Mint Capital | AMFI-Registered Mutual Fund Distributor The democratization of finance has created a pervasive myth in the retail market: that the cheapest way to invest is always the best way to invest. Driven by … Read more